ShadTools

Simple Interest Calculator

Calculate simple interest and final amount from a principal, annual percentage rate, and time in years.

Interest
$1,500.00
$11,500.00final amount
P × r × tformula

Formula

Simple interest is principal × annual rate × years. The percentage rate is divided by 100 before multiplication.

Frequently Asked Questions

Does simple interest compound?+

No. Interest is calculated only on the original principal, not on previously earned interest.

What formula does the calculator use?+

Simple interest equals principal multiplied by the annual rate multiplied by time in years.

Can I use a partial year?+

Yes. Enter a decimal such as 0.5 for six months or 1.5 for eighteen months.

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